LIC Jeevan Profit Bounce is a bonus that is paid to
policyholders of certain LIC policies on maturity. It is calculated as a
percentage of the sum assured, based on the age of the policyholder at maturity
and the number of premiums paid.
The Jeevan Profit Bounce is calculated as follows:
Jeevan Profit Bounce = Sum Assured * (Age at Maturity / 100)
* (Number of Premiums Paid / 10)
For example, if a policyholder has a LIC policy with a sum
assured of ₹10 lakhs, matures at the age of 60, and has paid 10 premiums, the
Jeevan Profit Bounce would be calculated as follows:
Jeevan Profit Bounce = ₹10,000,000 * (60 / 100) * (10 / 10)
= ₹600,000
The Jeevan Profit Bounce is a valuable benefit that can help
policyholders to achieve their financial goals. It is important to note that
the Jeevan Profit Bounce is not guaranteed, and the actual amount paid out may
vary depending on the performance of the LIC fund.
Here are some additional things to keep in mind about the
LIC Jeevan Profit Bounce:
- The
Jeevan Profit Bounce is only available on certain LIC policies.
- The
Jeevan Profit Bounce is calculated based on the age of the policyholder at
maturity and the number of premiums paid.
- The
Jeevan Profit Bounce is not guaranteed, and the actual amount paid out may
vary depending on the performance of the LIC fund.
If you are considering purchasing an LIC policy, be sure to
ask your agent about the Jeevan Profit Bounce. They can help you to determine
if you are eligible for this benefit and how it can help you to achieve your
financial goals.
Here is youtube video in Hindi language
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